Modern technology is incredible. We have LED lighting in our homes that will last half our lifetime. You can carry the entire sum of human knowledge on a micro SD card the size of your fingernail. We carry notepad-sized devices in our pockets which are capable of sending money in any currency to anyone anywhere in world in just seconds.
But in 2015, if you buy a car while the owner is still paying on it, your bank still wants to mail his bank a paper check so his bank will mail your bank a paper title. It's like Ozzie and Harriet driving to Mayberry and trying to buy used wheels from Andy.
Insisting on using the US mail to send paper back and forth endangers the sale. Anything could happen to the vehicle in the time it takes for you to play around with the mail like Ralphie waiting on his decoder ring.
Even after the money changes hands, it takes up to 2 weeks for the title to be freed. I will be forced to find a way to get a vehicle I own but can't title yet back to my home until such time I can put my plates on it.
The worst part is all this information is in your computer anyway. That's why I can order a replacement title or pay my loan online. You know, the loan I never set foot in a bank to get. You e-mailed me a link to the documents I signed digitally from my smartphone screen and submitted online.
Get with it, financial institutions. You are wasting your customers' time.
:steamed:
But in 2015, if you buy a car while the owner is still paying on it, your bank still wants to mail his bank a paper check so his bank will mail your bank a paper title. It's like Ozzie and Harriet driving to Mayberry and trying to buy used wheels from Andy.
Insisting on using the US mail to send paper back and forth endangers the sale. Anything could happen to the vehicle in the time it takes for you to play around with the mail like Ralphie waiting on his decoder ring.
Even after the money changes hands, it takes up to 2 weeks for the title to be freed. I will be forced to find a way to get a vehicle I own but can't title yet back to my home until such time I can put my plates on it.
The worst part is all this information is in your computer anyway. That's why I can order a replacement title or pay my loan online. You know, the loan I never set foot in a bank to get. You e-mailed me a link to the documents I signed digitally from my smartphone screen and submitted online.
Get with it, financial institutions. You are wasting your customers' time.
:steamed:
Why do banks make it so hard to buy a used car?
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